14 years inside Indian banking. Now on your side. RBI rules, loan rates, FD strategies — explained in plain language that actually helps you act.
The stories that matter most right now
The RBI raised the repo rate by 0.25% to 5.50% on 7 October 2026 and moved to a calibrated tightening stance. What it means for home loan EMIs, FD rates and MSME loans, with worked examples.
Banking guides and practical explainers
RBI has raised the daily minimum CRR maintenance from 90% to 99% from 16 October 2026. The CRR…
Explore the latest bank job opportunities in India for 2026. Get insights into upcoming vacancies at SBI, IBPS,…
Stock statement format for a bank, how drawing power on a CC limit is calculated, a worked example,…
From 15 October 2026, merchants pay a 0.4% UPI MDR on some payments above ₹2,000, capped at ₹300.…
The project report format banks expect for MSME term loans: the ten sections, a worked example of project…
How banks calculate the DSCR ratio for term loans, what average and minimum DSCR they look for, a…
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Estimate monthly instalments and total interest using your own loan terms.
Estimate cumulative FD maturity with quarterly compounding, before tax.
Estimate interest and tenure savings from an immediate part-payment.
Calculate credit utilisation. This tool does not predict a CIBIL score.
Is switching lenders worth it? Estimate break-even and savings after fees.
How much of your bank deposits are insured? Are you over the ₹5 lakh limit?
